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Refund Events

Refund events are triggered throughout the lifecycle of a refund, starting from the moment a refund is created, through the capture of funds from the payee or processor, and concluding with the delivery of funds back to the original payor. These events help ensure your platform can track, audit, and respond to refunds in real time.

GrailPay emits webhook events for each milestone in the refund process: when a refund is requested (refund.created) or cancelled (refund.cancelled), when the debit ACH that captures funds begins processing, fails, or completes (refund.capture_processing, refund.capture_failed, refund.capture_completed), and when the credit ACH back to the payor begins processing, fails, or completes (refund.payout_processing, refund.payout_failed, refund.payout_completed). Together, these events provide a complete picture of the refund flow.

All payloads below are shown in full, including the event envelope.


This webhook is triggered when a new refund has been requested.

Event
{
"event": "refund.created",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

This webhook is triggered when a refund has been cancelled.

Event
{
"event": "refund.cancelled",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

This webhook is triggered when the ACH debit from the payee’s bank account has begun processing.

Event
{
"event": "refund.capture_processing",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

This webhook is triggered when the ACH debit from the payee’s bank account has failed.

Event
{
"event": "refund.capture_failed",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

This webhook is triggered when the ACH debit from the payee’s bank account has completed.

Event
{
"event": "refund.capture_completed",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

This webhook is triggered when the ACH credit to the payor’s bank account has begun processing.

Event
{
"event": "refund.payout_processing",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

This webhook is triggered when the ACH credit to the payor’s bank account has failed.

Event
{
"event": "refund.payout_failed",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

This webhook is triggered when the ACH credit to the payor’s bank account has completed.

Event
{
"event": "refund.payout_completed",
"event_uuid": "019d072d-1203-7695-842b-a15567fbb0d8",
"event_occurred_at": "2026-04-05 14:28:33",
"event_version": 3,
"vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
"data": {
"refund": {
"uuid": "9e77af94-0b25-4a6a-b86c-78b39f845659",
"transaction_uuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"client_reference_id": "refund",
"status": "REFUND_COMPLETE",
"amount": 170,
"capture": {
"trace_id": "ach_11n8xsq11wfpcde",
"sec_code": "ccd",
"ach_return_code": "R01",
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payout": {
"trace_id": "ach_11kxqh0a17ftg64",
"sec_code": null,
"ach_return_code": null,
"bank_identifiers": {
"debit_bank_id": "ach_11n4zxrp1twjebp",
"debit_trace_id": "2145642244586478"
},
"ach_timestamps": {
"created_at": "2024-03-20 16:00:28",
"processed_at": null,
"sent_at": null,
"settled_at": "2024-03-20 17:00:27",
"failed_at": null,
"cancelled_at": null,
"declined_at": null
}
},
"payor": {
"uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "person",
"name": "John Doe",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"payee": {
"uuid": "1a437e1f-c112-4534-ac44-2de71cec9f1f",
"user_uuid": "f3d8c9d1-0b8b-4e79-bc41-8998cbbd58b1",
"type": "business",
"name": "Acme Pest Control",
"processor_mid": null,
"bank_account": {
"uuid": "9b97f121-a449-4b52-9f36-6c55f18394d6",
"aggregator_type": "manual",
"provider_type": "manual",
"account_name": "Acme, Inc",
"account_type": "checking",
"account_number": "1111222233330000",
"routing_number": "011401533",
"institution_name": "Bank of America",
"aggregator": "mx",
"is_default": true,
"client_reference_id": "client-1234",
"status": "connected",
"timestamps": {
"created_at": "2024-06-25 13:57:03"
}
}
},
"timestamps": {
"created_at": "2024-06-25 13:57:03"
},
"batch": {
"uuid": "32867d1a-2a81-4521-bd1b-b5d0a3a8df76",
"refund_count": 4,
"total_amount": 330
}
},
"relations": {
"payout": {
"uuid": "d1c3a7e2-5b8f-4f26-9a6a-6c2e0c4b9f52"
},
"transaction": {
"uuid": "4a9f2d71-8e3c-4b65-a1f7-2f6d0c9b8a34"
}
}
}
}

Maintained by EkLine