Scenarios: Direct & Batch Payouts

Direct Payouts

Direct Payouts represent a straightforward, one-to-one funds transfer between two parties. For each transaction initiated on behalf of a payee, a single corresponding payout is delivered directly to them. This model is ideal for platforms that need a simple, transparent payment flow where every transaction results in an immediate, individual payout to the recipient.

Flow diagram of a successful direct payout: capture from the payor, then a single payout to the payee

Flow diagram of a direct payout cancelled while in the capture-pending state, before any capture occurs

Flow diagram of a direct payout that fails after capture but before the payout to the payee runs

Flow diagram of a direct payout clawed back after the payout to the payee has completed

Flow diagram of a refunded direct payout, returning funds to the payor

Flow diagram of a direct payout rejected during the payout leg to the payee

Flow diagram of a direct payout cancelled after the capture from the payor has completed

Flow diagram of a direct payout cancelled after the capture has settled

Batch Payouts

Batch Payouts consolidate multiple transactions for a single payee into one combined payout. Rather than issuing a separate payout for each individual transaction, all debits created on behalf of a payee are rolled up and delivered as a single credit. This model is ideal for platforms that process a high volume of transactions per payee and prefer to streamline disbursements into fewer, larger payouts.

Flow diagram of a successful batch payout consolidating multiple captures for one payee into a single payout

Flow diagram of a batch payout where one capture fails while the others succeed and are paid out

Flow diagram of a batch payout clawed back after the consolidated payout has completed

Flow diagram of a batch payout rejected during the consolidated payout leg to the payee

Maintained by EkLine