Transaction Scenarios - Batch Payout
A description of the different transaction scenarios that can occur when using batch payouts.
Successful Transaction
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Batch Payout to processor completed.
- Transaction completed.
- Processor payout.
Cancelled Transaction Before Capture
This when a transaction is cancelled. Currently they can only be cancelled in the CAPTURE_PENDING state.
States
Flow of Funds
History
- Transaction started.
- Transaction cancelled.
- Transaction completed.
Transaction Failed: NSF on Capture
This happens when the payor does not have enough funds available.
States
Flow of Funds
History
- Transaction started.
- Capture from payor failed.
- Transaction completed.
Transaction Failed: NSF After Capture Before Payout
This happens when the bank allows the capture to happen then signals an NSF before the payout is completed.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- NSF signaled from bank.
- Transaction completed.
Transaction Failed: NSF After Payout
This happens when the bank signals an NSF after the payout has completed.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Payout to payee completed.
- NSF signaled from bank.
- Clawback from Processor FBO completed.
- Transaction completed.
- Processor clawback from payee.
Chargeback
This happens when the payor notifies the bank that they did not authorize the charge.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Payout to payee completed.
- Payor initiates chargeback.
- Funds returned to payor.
- Clawback from Processor FBO completed.
- Transaction completed.
- Processor clawback from payee.
Refund
This happens when the payee issues a refund.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Payout to payee completed.
- Payee initiates refund.
- Clawback from payee completed.
- Funds returned to payor.
- Transaction completed.
Transaction Scenarios - Batch Payout
A description of the different transaction scenarios that can occur when using batch payouts.
Successful Transaction
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Batch Payout to processor completed.
- Transaction completed.
- Processor payout.
Cancelled Transaction Before Capture
This when a transaction is cancelled. Currently they can only be cancelled in the CAPTURE_PENDING state.
States
Flow of Funds
History
- Transaction started.
- Transaction cancelled.
- Transaction completed.
Transaction Failed: NSF on Capture
This happens when the payor does not have enough funds available.
States
Flow of Funds
History
- Transaction started.
- Capture from payor failed.
- Transaction completed.
Transaction Failed: NSF After Capture Before Payout
This happens when the bank allows the capture to happen then signals an NSF before the payout is completed.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- NSF signaled from bank.
- Transaction completed.
Transaction Failed: NSF After Payout
This happens when the bank signals an NSF after the payout has completed.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Payout to payee completed.
- NSF signaled from bank.
- Clawback from Processor FBO completed.
- Transaction completed.
- Processor clawback from payee.
Chargeback
This happens when the payor notifies the bank that they did not authorize the charge.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Payout to payee completed.
- Payor initiates chargeback.
- Funds returned to payor.
- Clawback from Processor FBO completed.
- Transaction completed.
- Processor clawback from payee.
Refund
This happens when the payee issues a refund.
States
Flow of Funds
History
- Transaction started.
- Capture from payor completed.
- Payout to payee completed.
- Payee initiates refund.
- Clawback from payee completed.
- Funds returned to payor.
- Transaction completed.