Onboarding a Business

{
    "client_reference_id": "company_45458",
    "kyb": true,
    "first_name": "John",
    "last_name": "Dew",
    "email": "[email protected]",
    "phone": "2457856490",
    "business": {
        "name": "John Incorporation",
        "tin": "123456789",
        "trading_name": "John Incorporation",
        "entity_type": "Sole Trader",
        "incorporation_date": "2024-02-02",
        "incorporation_state": "CO",
        "industry": "Nature of business",
        "industry_classification": {
            "code_type": "SIC",
            "codes": [
                "NAICS 42",
                "NAICS 45"
            ],
            "description": "abcdefg"
        },
        "source_of_wealth": "2344",
        "source_of_funds": "skjdkd",
        "first_transaction_completed_at": "2024-05-02 16:14:25",
        "product_type": "financial",
        "registered_as_inactive": false,
        "address_type": "Registered",
        "address": {
            "line_1": "10554 W Quarles Ave",
            "city": "Littleton",
            "state": "CO",
            "zip": "80127"
        }
    },
    "business_owners":[
        {
            "first_name": "John",
            "last_name": "Dew",
            "dob": "2023-04-11",
            "ssn9": "123456789",
            "address": {
                "line_1": "10554 W Quarles Ave",
                "city": "Littleton",
                "state": "CO",
                "zip": "80127"
            },
            "is_beneficial_owner": true,
            "is_director": false,
            "is_account_owner": false,
            "is_share_holder": false,
            "is_significant_control_person": false,
            "ownership_percentage": 25,
            "email": "[email protected]",
            "phone": "2457856490",
            "occupation": "Co-founder",
            "first_transaction_completed_at": "2024-05-02 16:14:25",
            "product_type": "financial"
        }
    ]
}

{
    "client_reference_id": "abcd",
    "kyb": true,
    "first_name": "John",
    "last_name": "Dew",
    "email": "[email protected]",
    "phone": "2457856490",
    "business": {
        "name": "John Incorporation",
        "tin": "123456789",
        "trading_name": "John Incorporation",
        "entity_type": "Sole Trader",
        "incorporation_date": "2024-02-02",
        "incorporation_state": "CO",
        "industry": "Nature of business",
        "industry_classification": {
            "code_type": "SIC",
            "codes": [
                "NAICS 42",
                "NAICS 45"
            ],
            "description": "abcdefg"
        },
        "source_of_wealth": "2344",
        "source_of_funds": "skjdkd",
        "first_transaction_completed_at": "2024-05-02 16:14:25",
        "product_type": "financial",
        "registered_as_inactive": false,
        "address_type": "Registered",
        "address": {
            "line_1": "10554 W Quarles Ave",
            "city": "Littleton",
            "state": "CO",
            "zip": "80127"
        }
    },
    "business_owners":[
        {
            "first_name": "John",
            "last_name": "Dew",
            "dob": "2023-04-11",
            "ssn9": "123456789",
            "address": {
                "line_1": "10554 W Quarles Ave",
                "city": "Littleton",
                "state": "CO",
                "zip": "80127"
            },
            "is_beneficial_owner": true,
            "is_director": false,
            "is_account_owner": false,
            "is_share_holder": false,
            "is_significant_control_person": false,
            "ownership_percentage": 25,
            "email": "[email protected]",
            "phone": "2457856490",
            "occupation": "Co-founder",
            "first_transaction_completed_at": "2024-05-02 16:14:25",
            "product_type": "financial"
        }
    ],
    "bank_account": {
        "custom": {
            "account_number": "12345678901234",
            "routing_number": "056008849",
            "account_name": "Jack Jones",
          	"account_type": "checking"
        }
    }
}

{
    "status": true,
    "message": "",
    "data": {
        "client_reference_id": "company_45458",
        "uuid": "866db83c-3e5e-48d4-8221-d29eaf6471e5",
        "first_name": "John",
        "last_name": "Dew",
        "email": "[email protected]",
        "phone": "2457856490",
        "business": {
            "name": "John Incorporation",
            "tin": "123456789",
            "address_type": "2344",
            "address": {
                "street_address": "10554 W Quarles Ave",
                "city": "Littleton",
                "state": "CO",
                "country": "US",
                "zip": "80127"
            },
            "trading_name": "John Incorporation",
            "entity_type": "Sole Trader",
            "incorporation_date": "2024-02-02",
            "incorporation_state": "CO",
            "industry": "Nature of business",
            "industry_classification": {
                "code_type": "SIC",
                "codes": [
                    "NAICS 42",
                    "NAICS 45"
                ],
                "description": "abcdefg"
            },
            "source_of_wealth": "2344",
            "source_of_funds": "skjdkd",
            "first_transaction_completed_at": "2024-06-24 16:14:25",
            "product_type": "financial",
            "registered_as_inactive": true
        },
        "user_status": "APPROVED",
        "kyb_status": "IN_REVIEW",
        "financing_credit_balance": null,
        "business_owners": [
            {
                "first_name": "John",
                "last_name": "Dew",
                "dob": "2024-07-11",
                "ssn9": "123456782",
                "address_line_1": "10554 W Quarles Ave",
                "city": "Littleton",
                "state": "CO",
                "zip": "80127",
                "email": "[email protected]",
                "phone": "2457856490"
            }
        ],
        "created_at": "2024-06-25 13:57:03",
        "updated_at": "2024-06-25 13:57:09"
    },
    "errors": null,
    "error_code": null
}

{
    "status": false,
    "message": "Invalid value provided for Accept header.",
    "data": null,
    "errors": null,
    "error_code": {
        "type": "client_error",
        "subtype": "missing_accept_header"
    }
}

-----------------------------------------------------

{
    "status": false,
    "message": "Plaid account ID couldn't be verified",
    "data": null,
    "errors": null,
    "error_code": null
}

-----------------------------------------------------

{
    "status": false,
    "message": "Invalid plaid account ID or access token",
    "data": null,
    "errors": null,
    "error_code": null
}

-----------------------------------------------------

{
    "status": false,
    "message": "Invalid routing_number: 000000001. This routing number has an invalid check digit.",
    "data": null,
    "errors": null,
    "error_code": null
}

{
    "status": false,
    "message": "Invalid token.",
    "data": null,
    "errors": null,
    "error_code": {
        "type": "client_error",
        "subtype": "unauthorized"
    }
}

-----------------------------------------------------

{
    "status": false,
    "message": "Invalid token format. The token should be in the following format: ID|TOKEN_VALUE. Example: 12345|abcdefg",
    "data": null,
    "errors": null,
    "error_code": {
        "type": "client_error",
        "subtype": "invalid_token_format"
    }
}

-----------------------------------------------------

{
    "status": false,
    "message": "Invalid token format. The ID in the token must be an integer. Example: 12345|abcdefg",
    "data": null,
    "errors": null,
    "error_code": {
        "type": "client_error",
        "subtype": "invalid_token_format"
    }
}

{
    "status": false,
    "message": "You do not have permission to access this resource from your IP address or host.",
    "data": null,
    "errors": null,
    "error_code": {
        "type": "client_error"
    }
}

{
    "status": false,
    "message": "The given data was invalid.",
    "data": null,
    "errors": {
        "first_name": [
          	"The First name field is required.",
            "The first name must be a string.",
            "The first name may not be greater than 56 characters.",
            "The first name field only accepts letters (a-z, A-Z, À-ÿ), numbers (0-9), hyphens (-), periods (.), apostrophes ('), and spaces."
        ],
        "last_name": [
          	"The Last name field is required.",
            "The last name must be a string.",
            "The last name may not be greater than 56 characters.",
            "The last name field only accepts letters (a-z, A-Z, À-ÿ), numbers (0-9), hyphens (-), periods (.), apostrophes ('), and spaces."
        ],
        "email": [
          	"The Email field is required.",
            "The email must be a valid email address.",
            "The email has already been taken."
        ],
        "phone": [
          	"The Phone field is required.",
            "The phone must be a string.",
            "The phone should consist of 10 digits without the +1 prefix."
        ],
        "business.name": [
          	"The Business name field is required.",
            "The business name must be a string.",
            "The business name may not be greater than 64 characters.",
            "The business name field is required when should do kyb is true.",
            "The business name field only accepts letters (a-z, A-Z), numbers (0-9), ampersand(&), hyphens (-), periods (.), apostrophes ('), comma(,), plus (+) and spaces."
        ],
        "business.tin": [
          	"The Tin number field is required.",
            "The tin number must be a string.",
            "The tin number field is required when should do kyb is true.",
            "The tin number must consist of 9 digit."
        ],
      	"business.trading_name": [
            "The Business trading name field is required.",
          	"The Business trading name must be a string."
        ],
      	"business.entity_type": [
            "The Entity type field is required.",
          	"The Entity type must be a string."
        ],
      	"business.incorporation_date": [
            "The Incorporation date field is required.",
          	"The business owner date of birth does not match the format Y-m-d."
        ],
      	"business.incorporation_state": [
            "The Incorporation state field is required.",
          	"The Incorporation state must be valid US state."
        ],
      	"business.industry": [
          	"The Industry must be a string."
        ],
      	"business.industry_classification.code_type": [
          	"The Industry classification code type must be a string."
        ],
      	"business.industry_classification.codes": [
          	"The Industry classification codes must be an array."
        ],
      	"business.industry_classification.codes.0": [
            "The business.industry_classification.codes.0 must be a string."
        ],
      	"business.industry_classification.description": [
          	"The Industry classification description must be a string."
        ],
        "business.source_of_wealth": [
          	"The Source of wealth must be a string."
        ],
        "business.source_of_funds": [
          	"The Source of funds must be a string."
        ],
        "business.first_transaction_completed_at": [
          	"The First transaction completed date must be a date before now.",
            "The First transaction completed date does not match the format Y-m-d H:i:s."
        ],
        "business.product_type": [
          	"The Product type must be a string."
        ],
        "business.registered_as_inactive": [
          	"The Registered as inactive field must be true or false."
        ],
        "business.address_type": [
            "The Address type field is required.",
          	"The Product type must be a string."
        ],
        "business.address.line_1": [
            "The Business address line 1 field is required.",
          	"The Business address line 1 must be a string."
        ],
        "business.address.city": [
            "The Business city name field is required.",
          	"The Business city name must be a string.",
            "The Business city name may not be greater than 56 characters.",
            "The Business city name field only accepts letters (a-z, A-Z), numbers (0-9), hyphens (-), periods (.), apostrophes ('), and spaces."
        ],
        "business.address.state": [
            "The Business state name field is required.",
          	"The Business state name must be a string.",
            "The Business state name may not be greater than 2 characters.",
            "The Business state name must be valid US state."
        ],
        "business.address.zip": [
            "The Business zip code field is required.",
          	"The Business zip code must be a string.",
            "The Business zip code must consist of 5 digit."
        ],
        "business_owners": [
            "The Business owners field is required.",
          	"The business owners must be an array.",
            "The number of business owners should not exceed 5"
        ],
        "business_owners.[0-4].first_name": [
            "The business owner first name field is required.",
            "The business owner first name must be a string",
            "The business owner first name may not be greater than 56 characters.",
            "The business owner first name field only accepts letters (a-z, A-Z, À-ÿ), numbers (0-9), hyphens (-), periods (.), apostrophes ('), and spaces."
        ],
        "business_owners.[0-4].last_name": [
            "The business owner last name field is required.",
            "The business owner last name must be a string",
            "The business owner last name may not be greater than 56 characters.",
            "The business owner last name field only accepts letters (a-z, A-Z, À-ÿ), numbers (0-9), hyphens (-), periods (.), apostrophes ('), and spaces."
        ],
        "business_owners.0.email": [
            "The Business owner email field is required."
        ],
        "business_owners.0.phone": [
            "The Business owner phone field is required."
        ],
        "business_owners.[0-4].dob": [
            "The business owner date of birth field is required.",
            "The business owner date of birth does not match the format Y-m-d."
        ],
        "business_owners.[0-4].ssn9": [
            "The business owner SSN field is required.",
            "The business owner SSN must be a string",
            "The business owner SSN must consist of 9 digit"
        ],
        "business_owners.[0-4].address.line_1": [
            "The business owner address line 1 field is required.",
            "The business owner address line 1 must be a string"
        ],
        "business_owners.[0-4].address.city": [
            "The business owner city name field is required.",
            "The business owner city name must be a string",
            "The business owner city name may not be greater than 56 characters.",
            "The business owner city name field only accepts letters (a-z, A-Z), numbers (0-9), hyphens (-), periods (.), apostrophes ('), and spaces."
        ],
        "business_owners.[0-4].address.state": [
          	"The business owner state name field is required.",
            "The business owner state name must be a string.",
            "The business owner state name may not be greater than 2 characters.",
            "The business owner state name field is required.",
            "The business owner state name must be valid US state"
        ],
        "business_owners.[0-4].address.zip": [
          	"The business owner zip code field is required.",
            "The business owner zip code must be a string.",
            "The business owner zip code field is required.",
            "The business owner zip code must consist of 5 digit"
        ],
      	"business_owners.0.is_account_owner": [
            "The Business owner is account owner field is required."
        ],
        "business_owners.0.is_share_holder": [
            "The Business owner is share holder field is required."
        ],
        "business_owners.0.is_significant_control_person": [
            "The Business owner is significant control person field is required."
        ],
        "bank_account.plaid": [
            "The plaid account id and access token is required",
            "If a bank account exists, plaid should not be presented"
        ],
        "bank_account.plaid.access_token": [
            "The plaid access token must be a string.",
            "The plaid access token is required when plaid is present"
        ],
        "bank_account.plaid.account_id": [
            "The plaid account id must be a string.",
            "The plaid account id is required when plaid is present"
        ],
        "bank_account.custom": [
            "If a plaid account exists, bank account should not be presented",
            "The bank account routing number, account number, name of account and account type is required"
        ],
        "bank_account.custom.account_number": [
            "The bank account number must be a string.",
            "The bank account number is required when bank account is present",
            "The bank account number may not be greater than 17 characters."
        ],
        "bank_account.custom.routing_number": [
            "The bank routing number must be a number.",
            "The bank routing number is required when bank account is present",
            "The bank routing number must consist of 9 digit"
        ],
        "bank_account.custom.account_name": [
            "The bank account name must be a string.",
            "The bank account name is required when bank account is present"
        ],
        "bank_account.custom.account_type": [
            "The bank account type must be a string.",
            "The bank account type is required when bank account is present",
            "The bank account type should be either savings or checking"
        ]
    },
    "error_code": null
}

{
    "status": false,
    "message": "Failed to create the user.",
    "data": null,
    "errors": null,
    "error_code": null
}

-----------------------------------------------------

{
    "status": false,
    "message": "Plaid account ID couldn't be verified",
    "data": null,
    "errors": null,
    "error_code": null
}