> ## Documentation Index
> Fetch the complete documentation index at: https://docs.grailpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

GrailPay is money movement, customer onboarding, and financing, all in one.

Three important layers of GrailPay:

1. ACH is a secure, preferred payment method B2B businesses trust to move over \$50 trillion every year.
2. KYB, risk, fraud, and payment data analysis to keep our partners safe. One-time bank account onboarding for faster repeat transactions.
3. Net Terms direct on the payment rail for businesses. Plus partners earn revenue on every financed transaction.