# FBO Account Events

The FBO account snapshot is an hourly balance notice for each vendor with a prefunded FBO account. It reports the current balance, the amount tied up in unsettled payouts, the available balance, and a status of `good`, `review`, or `low`, so you can see whether the account still has enough funds to cover payouts.

All payloads below are shown in full, including the [event envelope](/docs/technical/webhooks/events/#event-envelope).

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## `fbo.account_snapshot`

This webhook is an hourly balance notice for each vendor with a prefunded FBO account. It reports the current balance, the amount tied up in unsettled payouts, and the available balance, plus a status of `good`, `review`, or `low`. The vendor can use it to see whether the FBO account still has enough funds to cover standalone payouts.

```json title="Event"
{
  "event": "fbo.account_snapshot",
  "event_uuid": "0192a1b2-c3d4-7e5f-8a9b-0c1d2e3f4a5b",
  "event_occurred_at": "2026-08-19 12:00:00",
  "event_version": 3,
  "vendor_uuid": "019e2711-5a92-735d-a7d5-669aec76b54f",
  "data": {
    "fbo_account": {
      "current_balance": 4820000,
      "pending_payouts": 1150000,
      "available_balance": 3670000,
      "balance_status": "review",
      "currency": "USD",
      "snapshot_at": "2026-08-19 12:00:00"
    }
  }
}
```